The
Microcredit related NGOs are maintaining their MIS manually
by using different forms and formats. There is no doubt that
Computerized MIS will fulfill all of the requirements of Microcredit
related for the NGO's. This Computerized System will save time
and ensure accuracy to the user. This system is user friendly
as it is window driven and is easy to handle for the operator.
Some of the important features of the system are given below:
Monthly / Weekly Collection Process / Rollback option.
Savings Interest calculation Process.
Security
Deposit Interest Process.
Insurance
Interest Process.
System
allows two methods of interest calculation (Flat rate/Declining).
Confidential
Information is permitted only for higher authority.
Maintains
cumulative loan and savings and insurance status of client during
the approval of loan.
Main Component of MIS Software:
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Credit
Management
Savings
Management
Micro-Insurance
Staff
Appraisal
Reports
on MIS
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(All reports are a. At a glance b. Area, c. Unit
& d. Group wise)
Collection
Sheet
Repayment
schedule by workers
Monthly
credit report
Aging
Schedule by borrowers
Portfolio
at risk
Reports
on outstanding loan amount
Reports
on savings and members
Reports
on periodical growth
On
time realization (OTR) / Rate
Staff
performance
Schedule
of overdue loan / bed debts
Graphical
Output
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Membership
Growth Over the Year
Savings
Balance and Loan Outstanding
Scheme
Wise Loan Disbursement
Download the MIS Software
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